Buyers waiting for interest rates to drop before buying a home?

Let us help you quell their hesitation!

We can help reduce your buyer’s reservations about buying now and the interest rates dropping during construction.  Lock in the rate today with a float down option and if the rates drop during the 270-day rate lock period, the interest rate on your buyer’s loan adjusts to the lower rate.  So, instead of waiting, let us help finance your buyer’s new home today!

Program Highlights

• Up to 100% financing
• Primary or secondary residence
• Minimum credit score of 620 conventional – 580 FHA/VA
• FHA, VA, or Conventional fixed rate
• Debt-to-income Ratios up to Conv. 50% – FHA – 55% – VA per AUS
• One-time close available

Property Types:

• Single family
• Condos
• Up to 4-units
• Modular
• Prefabs
• Auxiliary dwelling units (ADUs)
• Manufactured homes (double and multi-wide)